I’m pretty sure this happened away from home and I’m just now noticing. The scratch is really deep hitting the metal in the deepest part. I have full coverage but I’m worried a claim will raise my insurance too much to be worth it. I’ve wrenched on cars before but never painted anything because it scares me.
Is it time to start watching chrisfix videos or should i just deal with insurance?
If you’re in the the US, file a police report. If for anything documentation (and local crime statistics). I’m sure there won’t be any real investigation, but it does help identify patterns.
Also, when/if you choose to file an insurance claim, you’ll have a police report number. Which may or may not help grease the wheels of the claim.
In the European countries that I am familiar with, a police report is mandatory for an insurance claim, and a formality.
acab
My local pd lets you submit police reports yourself online. I’ve done maybe 10 or so in the past for work. No cops required lol.