In the 1910s, US cities began enacting policies that would shape neighborhoods and, unintentionally, lay the roots for the severe housing shortage today: single-family zoning laws.
Home prices without corporate/wealthy investments would quickly fall due to the increase in supply and a decrease in the purchasing power of the average buyer. They would eventually stabilize at prices that people like you could afford.
Rent for multi-unit buildings would also fall as more renters could afford to buy a home.
Those who purchased homes as rental units would still be able to recoup most of their investment by selling the place. They could then invest somewhere that is not hoarding resources and causing other people to suffer.
The reverse would actually happen.
Home prices without corporate/wealthy investments would quickly fall due to the increase in supply and a decrease in the purchasing power of the average buyer. They would eventually stabilize at prices that people like you could afford.
Rent for multi-unit buildings would also fall as more renters could afford to buy a home.
Those who purchased homes as rental units would still be able to recoup most of their investment by selling the place. They could then invest somewhere that is not hoarding resources and causing other people to suffer.