Just a guy jumping from a hot mess into more prosperous waters.

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Joined 1 year ago
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Cake day: June 22nd, 2023

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  • A lot of nuance will be missed without some gradation between “I <3 China” and “Down with Pooh!” For example, if we added “Slightly favorable”, “Neutral”, and “Slightly unfavorable” we would begin to see just how favorable younger generations are. Rather than presume there is a deep divide on trade policy, if two bars are almost equal, we may see they are largely neutral. Similarly we could see just how favorable their views of TikTok really are by looking at the spread between neutral to “I <3 China!”









  • I feel that this can be addressed at application step. Any date of birth proven to be under 18 cannot apply without an in person interview. This protects minors from taking on debt without fully understanding the implications, and puts responsibility on the lender for providing credit to a minor. If credit is provided and defaults the debt should be the lender’s problem for taking such a huge risk.

    Alternatively, the same premise with the exception that an adult is required as a cosigner. If the account defaults the burden is shifted to the adult as they have the cognizance to understand and take responsibility.

    I wouldn’t outright ban giving accounts to minors. My parents opened a savings account in my name and kept it in good standing. This gave me a big credit boost that my peers never had. But I realize I am an exception, and the problem others face is very real.



  • It is pretty idiotic imo that the music industry can ban people from showing song lyrics. Iirc you have to get a license to list song lyrics since they’re technically a copyrighted work.

    Here’s the thing, if its copyright-able you can get a license for it. Amazon already has licenses to sell and stream music, that part of the usage agreement was already negotiated. A simple analogy would be you want to buy three games from a store, you pay for two but leave with three. Obviously the store is not happy with you. You’ve shown you’re legally compliant with two games, yet took the third without paying.

    But there are some interesting caveats in the article:

    The lawsuit, which is the first from a music publisher against an AI company over the use of lyrics, was filed in the wake of the Authors Guild — representing a host of prominent fiction authors including George R.R. Martin, Jonathan Franzen and John Grisham — suing OpenAI last month.

    This makes sense since lyrics aren’t all that different from poetry, and whole albums could be considered a collection of short works. So loosening the copyright protections may give AI companies more data to work with, but it would end up hurting authors (lyricists, screen writers, novelists) and related fields. A real world fallout would be SAG-AFTRA strikers losing royalties and bargaining power, while empowering and enriching the big studios’ own AI models.

    I wanted to see if Anthropic, the company being sued, has the money on hand to pay for licenses, to square up legally if you will. Well, doesn’t look like Anthropic is hurting for cash as of 3rd quarter 2023.

    Amazon said on Monday that it’s investing up to $4 billion into the artificial intelligence company Anthropic in exchange for partial ownership and Anthropic’s greater use of Amazon Web Services (AWS), the e-commerce giant’s cloud computing platform.

    Even if the licenses were 10 million in total, that would leave 3,990,000,000 on hand; or .0025% of what Amazon offered. I don’t see how they’d walk away without settling for the licensing fees and legal expenses. They’re financially secure and partially owned by a company that is legally compliant with its own handling of intellectual property.