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Joined 1 year ago
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Cake day: June 8th, 2023

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  • Unfortunately, living in the US, I would not take a job with a pension because the (private) pension system cannot be trusted. I remember the 00s when many company pension accounts went bankrupt, because companies were no longer offering it as a benefit and it was easy enough to screw over retired past employees. Companies would take poorly performing divisions and their pension plans, spin them off as a new company that would quickly file for bankruptcy.

    I would not trust a pension without it being insured by an organization like the FDIC. Even then, I would be afraid that my pension would not cover living costs due to inflation.

    Luckily there are alternatives. I have a 401k, which should give me a steady flow of inflation proof dividends… until a market downturn wipes it out. If that happens, I can fall back to Social Security. Don’t believe the baloney that the government will ever let Social Security go bankrupt. They will just cut down benefits.



  • The model only works if users are forced to subscribe to a battery swapping service for the full life of the vehicle (or there is a large upfront fee to join with a used vehicle). Otherwise it would be too easy for a consumer with a worn out battery to do a one-time swap and get a like-new battery as a cheap alternative to very costly battery repairs. The dumped battery is likely to have very poor range and the battery swap company will need to dispose of it.













  • TAG@lemmy.worldtoTechnology@lemmy.worldDuckDuckGo AI Chat
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    2 months ago

    That is how DDG search works as well. They take your search query and send it to a regular, data harvesting search engine. The engine does not see your IP address and cannot track you with a cookie but they can monitor the search queries of DDG users in aggregate.





  • It is a beautiful philosophy, but the issue with a land tax is that it is regressive, meaning the poor pay a larger portion of their income than the rich. If you look at detached suburban homes, from 100m² single floor starter homes to 1000m² mansions, the size of the lot is about the same. If you look at high density urban housing, a skyscraper full of luxury condos uses less land per occupant than cheap multi-family homes.

    It seems to make the most sense in Soviet style ultra high density housing where the poor live 4 to a shoe box while the rich have luxury country estates.