You rate AI way higher than you should. Bits designed to play games have been a thing forever, but they just suck. No matter how fancy they still follow patterns and eventually become predictable.
That’s not to say it wouldn’t be good to have the option, but it’s just not the same.
I generally prefer single player games anyway coz I can’t keep up with people who spend all their time online though.
When it’s only one or two a month it’s manageable, but now everything worth accessing is split over a dozen services. I gave the legal option a go and it became excessively expensive, so back to piracy. Both cheaper and more convenient.